Insurance | Chau Lai, CFP®, ChFC®, CLU®, RICP®, CAP®, WMCP®

Insurance transfers the financial risk of life's events to an insurance company. A sound insurance strategy can help protect your family from the financial consequences of those events. A strategy can include personal insurance, liability insurance, and life insurance.

Dog Bites and Homeowners Insurance

Reviewing coverage options is just one thing responsible pet parents can do to help look out for their dogs.

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Extended Care: A Patchwork of Possibilities

What is your plan for health care during retirement?

Protecting your future

Watch Nick's journey to protect his family's future

Your DNA Test

A Detailed Needs Analysis (DNA) can be a simple way to care for loved ones, no matter what the future may hold.

Preparing for the Expected

You can plan ahead to protect yourself and your family against the financial consequences of deteriorating health.

9 things to know in case you get sick or injured

Unexpected events like an injury or long-term illness can have a lasting impact on your finances

Teen Drinking and Your Liability

Drinking may be a “rite of passage” for teens, but when it occurs in your home you may be held responsible for their actions.

Does Your Credit Score Affect Your Insurance Rates?

Your credit score may influence how much you pay for auto and home insurance.

Insurance protections for small business owners

Small business plans often miss key insurance protections. Learn what coverage can help protect your business and family.

Why each spouse needs life insurance

How to help make sure your family is covered financially should something happen to either spouse

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