Insurance | Chau Lai, CFP®, ChFC®, CLU®, RICP®, CAP®, WMCP®

Insurance transfers the financial risk of life's events to an insurance company. A sound insurance strategy can help protect your family from the financial consequences of those events. A strategy can include personal insurance, liability insurance, and life insurance.

Extended Care: A Patchwork of Possibilities

What is your plan for health care during retirement?

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Your DNA Test

A Detailed Needs Analysis (DNA) can be a simple way to care for loved ones, no matter what the future may hold.

Finding solace in times of crisis

Watch Joleen's journey to find comfort in times of crisis

Dog Bites and Homeowners Insurance

Reviewing coverage options is just one thing responsible pet parents can do to help look out for their dogs.

Preparing for the Expected

You can plan ahead to protect yourself and your family against the financial consequences of deteriorating health.

A love story of financial well-being

Hear from Guardian clients Ed and Mary Ann - A love story of financial well-being

Insurance after a divorce

If you are going through a divorce, here are some steps to take to help ensure that you’re properly protected by insurance.

Tips to convert term life insurance to whole life insurance

A term life policy can be converted to permanent life insurance as protection needs for you and your loved ones change

Fallen Tree Damage—Who Pays?

Your liability for damages that occur when a tree on your property falls on your neighbor’s property is not clear cut.

Couples: How to choose between 2 insurance plans

Tips for working couples comparing employer benefits and choosing insurance, coverage, and financial protections.

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